Ameris Bancorp (ABCB)vsMizuho Financial Group Inc. (MFG)
ABCB
Ameris Bancorp
$84.66
+0.05%
FINANCIAL SERVICES · Cap: $5.77B
MFG
Mizuho Financial Group Inc.
$11.45
+3.53%
FINANCIAL SERVICES · Cap: $136.43B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 400476% more annual revenue ($4.74T vs $1.18B). ABCB leads profitability with a 31.8% profit margin vs 29.1%. ABCB appears more attractively valued with a PEG of 1.10. MFG earns a higher WallStSmart Score of 82/100 (A-).
ABCB
Buy61
out of 100
Grade: C+
MFG
Exceptional Buy82
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 50.2%
Attractively priced relative to earnings
Strong operational efficiency at 46.7%
Revenue surging 35.0% year-over-year
Large-cap with strong market position
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
3.6% revenue growth
Earnings declined 51.9%
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ABCB
The strongest argument for ABCB centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 31.8% and operating margin at 50.2%. PEG of 1.10 suggests the stock is reasonably priced for its growth.
Bull Case : MFG
The strongest argument for MFG centers on Operating Margin, Revenue Growth, Market Cap. Profitability is solid with margins at 29.1% and operating margin at 46.7%. Revenue growth of 35.0% demonstrates continued momentum.
Bear Case : ABCB
The primary concerns for ABCB are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : MFG
The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.91 is elevated, increasing financial risk.
Key Dynamics to Monitor
ABCB profiles as a value stock while MFG is a growth play — different risk/reward profiles.
ABCB carries more volatility with a beta of 0.92 — expect wider price swings.
MFG is growing revenue faster at 35.0% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MFG scores higher overall (82/100 vs 61/100), backed by strong 29.1% margins and 35.0% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ameris Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ameris Bancorp is the banking holding company for Ameris Bank providing a range of banking services to retail and business clients primarily in Georgia, Alabama, Florida and South Carolina. The company is headquartered in Atlanta, Georgia.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?