Arch Capital Group Ltd. (ACGL)vsColony Bankcorp Inc. (CBAN)
ACGL
Arch Capital Group Ltd.
$98.76
-1.95%
FINANCIAL SERVICES · Cap: $34.35B
CBAN
Colony Bankcorp Inc.
$21.29
+0.57%
FINANCIAL SERVICES · Cap: $467.08M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 13125% more annual revenue ($19.23B vs $145.43M). ACGL leads profitability with a 24.4% profit margin vs 22.5%. ACGL appears more attractively valued with a PEG of 1.06. CBAN earns a higher WallStSmart Score of 68/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
CBAN
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 36.5%
Keeps 23 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 25.3% year-over-year
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
Smaller company, higher risk/reward
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CBAN
The strongest argument for CBAN centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 22.5% and operating margin at 36.5%. Revenue growth of 25.3% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : CBAN
The primary concerns for CBAN are PEG Ratio, Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while CBAN is a growth play — different risk/reward profiles.
CBAN carries more volatility with a beta of 0.54 — expect wider price swings.
CBAN is growing revenue faster at 25.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
CBAN scores higher overall (68/100 vs 67/100), backed by strong 22.5% margins and 25.3% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Colony Bankcorp Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Colony Bankcorp, Inc. is the banking holding company for Colony Bank offering various banking products and services to business clients and consumers. The company is headquartered in Fitzgerald, Georgia.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?