Arch Capital Group Ltd. (ACGL)vsCNB Financial Corporation (CCNE)
ACGL
Arch Capital Group Ltd.
$88.34
-1.29%
FINANCIAL SERVICES · Cap: $32.03B
CCNE
CNB Financial Corporation
$31.05
+0.16%
FINANCIAL SERVICES · Cap: $954.35M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 6486% more annual revenue ($19.78B vs $300.29M). CCNE leads profitability with a 27.2% profit margin vs 24.6%. CCNE appears more attractively valued with a PEG of 1.06. CCNE earns a higher WallStSmart Score of 80/100 (A-).
ACGL
Strong Buy79
out of 100
Grade: B+
CCNE
Exceptional Buy80
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 42.4%
Revenue surging 48.6% year-over-year
Earnings expanding 76.9% YoY
Keeps 27 of every $100 in revenue as profit
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CCNE
The strongest argument for CCNE centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 27.2% and operating margin at 42.4%. Revenue growth of 48.6% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : CCNE
The primary concerns for CCNE are Market Cap, Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while CCNE is a growth play — different risk/reward profiles.
CCNE carries more volatility with a beta of 0.64 — expect wider price swings.
CCNE is growing revenue faster at 48.6% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
CCNE scores higher overall (80/100 vs 79/100), backed by strong 27.2% margins and 48.6% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
CNB Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
CNB Financial Corporation is the banking holding company for CNB Bank offering a range of banking products and services for individual, commercial, government and institutional clients. The company is headquartered in Clearfield, Pennsylvania.
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