Arch Capital Group Ltd. (ACGL)vsComerica Incorporated (CMA)
ACGL
Arch Capital Group Ltd.
$93.80
-0.76%
FINANCIAL SERVICES · Cap: $33.09B
CMA
Comerica Incorporated
$88.67
-4.51%
FINANCIAL SERVICES · Cap: $11.35B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 506% more annual revenue ($19.78B vs $3.27B). ACGL leads profitability with a 24.6% profit margin vs 0.2%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
CMA
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 21 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Revenue declined 3.3%
0.0% revenue growth
0.0% earnings growth
ROE of 0.1% — below average capital efficiency
0.2% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CMA
The strongest argument for CMA centers on P/E Ratio, Price/Book.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth.
Bear Case : CMA
The primary concerns for CMA are Revenue Growth, EPS Growth, Return on Equity. Thin 0.2% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a declining stock while CMA is a value play — different risk/reward profiles.
CMA carries more volatility with a beta of 1.03 — expect wider price swings.
CMA is growing revenue faster at 0.0% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (79/100 vs 63/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Comerica Incorporated
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Comerica Incorporated is a financial services company headquartered in Dallas, Texas.
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