Arch Capital Group Ltd. (ACGL)vsCaliberCos Inc. Class A Common Stock (CWD)
ACGL
Arch Capital Group Ltd.
$98.03
+0.76%
FINANCIAL SERVICES · Cap: $34.28B
CWD
CaliberCos Inc. Class A Common Stock
$0.67
+3.81%
FINANCIAL SERVICES · Cap: $4.15M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 112171% more annual revenue ($19.23B vs $17.13M). ACGL leads profitability with a 24.4% profit margin vs -122.6%. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
CWD
Avoid23
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 2.5B in free cash flow
No standout strengths identified
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
0.0% earnings growth
Smaller company, higher risk/reward
Weak financial health signals
ROE of -105.9% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CWD
CWD has a balanced fundamental profile.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : CWD
The primary concerns for CWD are EPS Growth, Market Cap, Piotroski F-Score. Debt-to-equity of 103.10 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGL profiles as a declining stock while CWD is a turnaround play — different risk/reward profiles.
ACGL carries more volatility with a beta of 0.29 — expect wider price swings.
ACGL is growing revenue faster at -10.5% — sustainability is the question.
ACGL generates stronger free cash flow (2.5B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 23/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
CaliberCos Inc. Class A Common Stock
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
CaliberCos Inc. (CWD) is a premier diversified real estate investment firm focused on the development, management, and investment of a wide array of commercial and residential properties across the United States. Leveraging its extensive network of subsidiaries and deep industry insights, CaliberCos is dedicated to delivering exceptional returns for its investors through innovative and sustainable strategies that enhance community engagement. The company's strategic partnerships and disciplined asset management practices position it for sustained growth while allowing it to effectively adapt to market fluctuations and evolving consumer demands within the dynamic real estate sector.
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