Arch Capital Group Ltd. (ACGL)vsDeutsche Bank AG (DB)
ACGL
Arch Capital Group Ltd.
$97.95
+1.94%
FINANCIAL SERVICES · Cap: $33.47B
DB
Deutsche Bank AG
$40.48
+0.32%
FINANCIAL SERVICES · Cap: $77.66B
Smart Verdict
WallStSmart Research — data-driven comparison
Deutsche Bank AG generates 58% more annual revenue ($30.46B vs $19.23B). ACGL leads profitability with a 24.4% profit margin vs 22.7%. ACGL appears more attractively valued with a PEG of 1.06. DB earns a higher WallStSmart Score of 72/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
DB
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 33.4%
Large-cap with strong market position
Keeps 23 of every $100 in revenue as profit
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : DB
The strongest argument for DB centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 22.7% and operating margin at 33.4%.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : DB
The primary concerns for DB are PEG Ratio, Debt/Equity. Debt-to-equity of 2.22 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGL profiles as a declining stock while DB is a mature play — different risk/reward profiles.
DB carries more volatility with a beta of 1.00 — expect wider price swings.
DB is growing revenue faster at 8.7% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
DB scores higher overall (72/100 vs 67/100), backed by strong 22.7% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Deutsche Bank AG
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Deutsche Bank Aktiengesellschaft offers investment, financial and related products and services to individuals, corporate entities and institutional clients worldwide. The company is headquartered in Frankfurt am Main, Germany.
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