Arch Capital Group Ltd. (ACGL)vsEagle Point Income Company Inc (EIC)
ACGL
Arch Capital Group Ltd.
$96.89
+0.20%
FINANCIAL SERVICES · Cap: $33.47B
EIC
Eagle Point Income Company Inc
$9.67
+0.42%
FINANCIAL SERVICES · Cap: $234.34M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 34384% more annual revenue ($19.23B vs $55.77M). ACGL leads profitability with a 24.4% profit margin vs -10.8%. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
EIC
Hold43
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 85.8%
Earnings expanding 73.0% YoY
Conservative balance sheet, low leverage
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
ROE of -0.4% — below average capital efficiency
Revenue declined 20.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : EIC
The strongest argument for EIC centers on Price/Book, Operating Margin, EPS Growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : EIC
The primary concerns for EIC are Market Cap, Piotroski F-Score, Return on Equity.
Key Dynamics to Monitor
ACGL profiles as a declining stock while EIC is a turnaround play — different risk/reward profiles.
EIC carries more volatility with a beta of 0.30 — expect wider price swings.
ACGL is growing revenue faster at -10.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 43/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Eagle Point Income Company Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Eagle Point Income Company Inc. (EIC) is a focused investment firm aiming to provide substantial current income by primarily investing in equity tranches of collateralized loan obligations (CLOs). The company leverages its extensive expertise in credit markets to achieve attractive risk-adjusted returns, emphasizing transparency and long-term value creation. Guided by a seasoned management team, EIC positions itself as a reliable source of income streams for institutional investors, making it a compelling choice for those seeking consistent yields in a dynamic financial environment.
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