WallStSmart

Arch Capital Group Ltd. (ACGL)vsAxa Equitable Holdings Inc (EQH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd. generates 75% more annual revenue ($19.78B vs $11.32B). ACGL leads profitability with a 24.6% profit margin vs -7.3%. ACGL earns a higher WallStSmart Score of 79/100 (B+).

ACGL

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 8.0Value: 7.0Quality: 6.0
Piotroski: 6/9Altman Z: 1.48

EQH

Hold

45

out of 100

Grade: D

Growth: 4.7Profit: 3.5Value: 5.0Quality: 2.5
Piotroski: 3/9Altman Z: -0.16

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.2/10
P/E RatioValuation
7.8x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
94.6%10/10

Earnings expanding 94.6% YoY

Return on EquityProfitability
20.1%9/10

Every $100 of equity generates 20 in profit

Profit MarginProfitability
24.6%9/10

Keeps 25 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

EQH2 strengths · Avg: 9.0/10
EPS GrowthGrowth
1244.0%10/10

Earnings expanding 1244.0% YoY

Operating MarginProfitability
22.4%8/10

Strong operational efficiency at 22.4%

Areas to Watch

ACGL2 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-3.3%2/10

Revenue declined 3.3%

Altman Z-ScoreHealth
1.482/10

Distress zone — elevated risk

EQH4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-301.1%2/10

ROE of -301.1% — below average capital efficiency

Revenue GrowthGrowth
-7.6%2/10

Revenue declined 7.6%

Altman Z-ScoreHealth
-0.162/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : EQH

The strongest argument for EQH centers on EPS Growth, Operating Margin.

Bear Case : ACGL

The primary concerns for ACGL are Revenue Growth, Altman Z-Score.

Bear Case : EQH

The primary concerns for EQH are Piotroski F-Score, Return on Equity, Revenue Growth. Debt-to-equity of 25.37 is elevated, increasing financial risk.

Key Dynamics to Monitor

ACGL profiles as a declining stock while EQH is a turnaround play — different risk/reward profiles.

EQH carries more volatility with a beta of 1.09 — expect wider price swings.

ACGL is growing revenue faster at -3.3% — sustainability is the question.

ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (79/100 vs 45/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Axa Equitable Holdings Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Equitable Holdings, Inc. is a globally diversified financial services company. The company is headquartered in New York, New York.

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