Arch Capital Group Ltd. (ACGL)vsEast West Bancorp Inc (EWBC)
ACGL
Arch Capital Group Ltd.
$97.95
+1.94%
FINANCIAL SERVICES · Cap: $33.47B
EWBC
East West Bancorp Inc
$129.17
-0.15%
FINANCIAL SERVICES · Cap: $17.71B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 566% more annual revenue ($19.23B vs $2.89B). EWBC leads profitability with a 50.1% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. EWBC earns a higher WallStSmart Score of 70/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
EWBC
Strong Buy70
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Keeps 50 of every $100 in revenue as profit
Strong operational efficiency at 65.3%
Attractively priced relative to earnings
Reasonable price relative to book value
16.3% revenue growth
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : EWBC
The strongest argument for EWBC centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 50.1% and operating margin at 65.3%. Revenue growth of 16.3% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : EWBC
The primary concerns for EWBC are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while EWBC is a growth play — different risk/reward profiles.
EWBC carries more volatility with a beta of 0.93 — expect wider price swings.
EWBC is growing revenue faster at 16.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
EWBC scores higher overall (70/100 vs 67/100), backed by strong 50.1% margins and 16.3% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
East West Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
East West Bancorp, Inc. is the banking holding company for East West Bank providing a range of personal and commercial banking services to businesses and individuals in the United States and Greater China. The company is headquartered in Pasadena, California.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?