Arch Capital Group Ltd. (ACGL)vsFinVolution Group (FINV)
ACGL
Arch Capital Group Ltd.
$94.52
-0.19%
FINANCIAL SERVICES · Cap: $33.09B
FINV
FinVolution Group
$5.11
-2.11%
FINANCIAL SERVICES · Cap: $1.21B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 46% more annual revenue ($19.78B vs $13.57B). ACGL leads profitability with a 24.6% profit margin vs 18.7%. FINV trades at a lower P/E of 3.6x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
FINV
Buy60
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 21 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 34.0%
Conservative balance sheet, low leverage
Areas to Watch
Revenue declined 3.3%
Smaller company, higher risk/reward
Weak financial health signals
Revenue declined 13.0%
Earnings declined 37.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FINV
The strongest argument for FINV centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 18.7% and operating margin at 34.0%.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth.
Bear Case : FINV
The primary concerns for FINV are Market Cap, Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
FINV carries more volatility with a beta of 0.37 — expect wider price swings.
ACGL is growing revenue faster at -3.3% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (79/100 vs 60/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
FinVolution Group
FINANCIAL SERVICES · CREDIT SERVICES · China
FinVolution Group, an investment holding company, operates an online consumer finance marketplace in the People's Republic of China. The company is headquartered in Shanghai, the People's Republic of China.
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