Arch Capital Group Ltd. (ACGL)vsGlacier Bancorp Inc (GBCI)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
GBCI
Glacier Bancorp Inc
$45.83
-0.22%
FINANCIAL SERVICES · Cap: $6.02B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 1603% more annual revenue ($19.23B vs $1.13B). GBCI leads profitability with a 27.6% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. GBCI earns a higher WallStSmart Score of 77/100 (B+).
ACGL
Strong Buy67
out of 100
Grade: B-
GBCI
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 44.3%
Revenue surging 41.5% year-over-year
Earnings expanding 66.7% YoY
Keeps 28 of every $100 in revenue as profit
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
ROE of 6.3% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : GBCI
The strongest argument for GBCI centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 27.6% and operating margin at 44.3%. Revenue growth of 41.5% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : GBCI
The primary concerns for GBCI are PEG Ratio, Return on Equity, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while GBCI is a growth play — different risk/reward profiles.
GBCI carries more volatility with a beta of 0.72 — expect wider price swings.
GBCI is growing revenue faster at 41.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
GBCI scores higher overall (77/100 vs 67/100), backed by strong 27.6% margins and 41.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Glacier Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Glacier Bancorp, Inc. is the bank holding company for Glacier Bank providing commercial banking services to individuals, small and medium-sized businesses, community organizations, and public entities in the United States. The company is headquartered in Kalispell, Montana.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?