Arch Capital Group Ltd. (ACGL)vsGolub Capital BDC Inc (GBDC)
ACGL
Arch Capital Group Ltd.
$93.80
-0.76%
FINANCIAL SERVICES · Cap: $33.09B
GBDC
Golub Capital BDC Inc
$13.16
+0.08%
FINANCIAL SERVICES · Cap: $3.43B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 2207% more annual revenue ($19.78B vs $857.08M). GBDC leads profitability with a 38.6% profit margin vs 24.6%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
GBDC
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 21 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Keeps 39 of every $100 in revenue as profit
Strong operational efficiency at 78.3%
Attractively priced relative to earnings
Areas to Watch
Revenue declined 3.3%
Revenue declined 6.2%
Earnings declined 41.2%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : GBDC
The strongest argument for GBDC centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 38.6% and operating margin at 78.3%. PEG of 1.40 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth.
Bear Case : GBDC
The primary concerns for GBDC are Revenue Growth, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
GBDC carries more volatility with a beta of 0.43 — expect wider price swings.
ACGL is growing revenue faster at -3.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (79/100 vs 61/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Golub Capital BDC Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Golub Capital BDC Inc (ticker: GBDC) is a leading business development company that specializes in providing innovative financing solutions to middle-market companies. Founded in 2001 and publicly traded since 2013, Golub Capital emphasizes investing in senior secured loans, ensuring a diversified portfolio that seeks to deliver compelling risk-adjusted returns. The company is recognized for its strong credit quality and operational resilience, underpinned by a skilled management team and a disciplined investment approach. With a strategic focus on fostering growth among its portfolio entities, Golub Capital represents an appealing opportunity for institutional investors looking for a stable and performance-oriented investment in the alternative asset space.
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