Arch Capital Group Ltd. (ACGL)vsGoHealth Inc. (GOCO)
ACGL
Arch Capital Group Ltd.
$101.14
-3.26%
FINANCIAL SERVICES · Cap: $35.41B
GOCO
GoHealth Inc.
$0.06
+0.26%
FINANCIAL SERVICES · Cap: $19.75M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 12844% more annual revenue ($19.78B vs $152.79M). ACGL leads profitability with a 24.6% profit margin vs -189.7%. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
GOCO
Avoid33
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Reasonable price relative to book value
Earnings expanding 424.1% YoY
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
ROE of -219.7% — below average capital efficiency
Revenue declined 94.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : GOCO
The strongest argument for GOCO centers on Price/Book, EPS Growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : GOCO
The primary concerns for GOCO are Market Cap, Piotroski F-Score, Return on Equity. Debt-to-equity of 350.08 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGL profiles as a declining stock while GOCO is a turnaround play — different risk/reward profiles.
GOCO carries more volatility with a beta of 1.17 — expect wider price swings.
ACGL is growing revenue faster at -3.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 33/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
GoHealth Inc.
FINANCIAL SERVICES · INSURANCE BROKERS · USA
GoHealth, Inc. is a health insurance marketplace and a Medicare-focused digital health company in the United States. The company is headquartered in Chicago, Illinois.
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