Arch Capital Group Ltd. (ACGL)vsHannon Armstrong Sustainable Infrastructure Capital Inc (HASI)
ACGL
Arch Capital Group Ltd.
$98.48
-0.82%
FINANCIAL SERVICES · Cap: $34.28B
HASI
Hannon Armstrong Sustainable Infrastructure Capital Inc
$40.68
+6.38%
FINANCIAL SERVICES · Cap: $4.84B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 21777% more annual revenue ($19.23B vs $87.91M). HASI leads profitability with a 63.7% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
HASI
Buy54
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 20 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Keeps 64 of every $100 in revenue as profit
Earnings expanding 220.8% YoY
Reasonable price relative to book value
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
ROE of 2.3% — below average capital efficiency
Weak financial health signals
Premium valuation, high expectations priced in
Revenue declined 28.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : HASI
The strongest argument for HASI centers on Profit Margin, EPS Growth, Price/Book. Profitability is solid with margins at 63.7% and operating margin at -123.8%. PEG of 1.26 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : HASI
The primary concerns for HASI are Return on Equity, Piotroski F-Score, P/E Ratio. A P/E of 94.7x leaves little room for execution misses. Debt-to-equity of 2.19 is elevated, increasing financial risk.
Key Dynamics to Monitor
HASI carries more volatility with a beta of 1.42 — expect wider price swings.
ACGL is growing revenue faster at -10.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (67/100 vs 54/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Hannon Armstrong Sustainable Infrastructure Capital Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Hannon Armstrong Sustainable Infrastructure Capital, Inc. provides capital and services to the energy efficiency, renewable energy, and other sustainable infrastructure markets in the United States. The company is headquartered in Annapolis, Maryland.
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