Arch Capital Group Ltd. (ACGL)vsHannon Armstrong Sustainable Infrastructure Capital Inc (HASI)
ACGL
Arch Capital Group Ltd.
$95.78
-1.15%
FINANCIAL SERVICES · Cap: $33.06B
HASI
Hannon Armstrong Sustainable Infrastructure Capital Inc
$37.03
+0.82%
FINANCIAL SERVICES · Cap: $4.93B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 15003% more annual revenue ($19.23B vs $127.34M). HASI leads profitability with a 67.6% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. HASI earns a higher WallStSmart Score of 70/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
HASI
Strong Buy70
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Keeps 68 of every $100 in revenue as profit
Revenue surging 804.0% year-over-year
Reasonable price relative to book value
Strong operational efficiency at 22.2%
Earnings expanding 24.5% YoY
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
ROE of 2.3% — below average capital efficiency
Weak financial health signals
Premium valuation, high expectations priced in
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : HASI
The strongest argument for HASI centers on Profit Margin, Revenue Growth, Price/Book. Profitability is solid with margins at 67.6% and operating margin at 22.2%. Revenue growth of 804.0% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : HASI
The primary concerns for HASI are Return on Equity, Piotroski F-Score, P/E Ratio. A P/E of 61.0x leaves little room for execution misses. Debt-to-equity of 2.32 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGL profiles as a declining stock while HASI is a growth play — different risk/reward profiles.
HASI carries more volatility with a beta of 1.42 — expect wider price swings.
HASI is growing revenue faster at 804.0% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
HASI scores higher overall (70/100 vs 67/100), backed by strong 67.6% margins and 804.0% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Hannon Armstrong Sustainable Infrastructure Capital Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Hannon Armstrong Sustainable Infrastructure Capital, Inc. provides capital and services to the energy efficiency, renewable energy, and other sustainable infrastructure markets in the United States. The company is headquartered in Annapolis, Maryland.
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