Arch Capital Group Ltd. (ACGL)vsInvestcorp Credit Management BDC Inc (ICMB)
ACGL
Arch Capital Group Ltd.
$98.48
-0.82%
FINANCIAL SERVICES · Cap: $34.28B
ICMB
Investcorp Credit Management BDC Inc
$0.84
-1.60%
FINANCIAL SERVICES · Cap: $11.26M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 115902% more annual revenue ($19.23B vs $16.58M). ACGL leads profitability with a 24.4% profit margin vs -118.7%. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
ICMB
Hold40
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 20 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Reasonable price relative to book value
Strong operational efficiency at 61.6%
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
ROE of -37.4% — below average capital efficiency
Revenue declined 18.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : ICMB
The strongest argument for ICMB centers on Price/Book, Operating Margin.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : ICMB
The primary concerns for ICMB are Market Cap, Piotroski F-Score, Return on Equity. Debt-to-equity of 2.01 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGL profiles as a declining stock while ICMB is a turnaround play — different risk/reward profiles.
ICMB carries more volatility with a beta of 0.60 — expect wider price swings.
ACGL is growing revenue faster at -10.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 40/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Investcorp Credit Management BDC Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Investcorp Credit Management BDC Inc (ICMB) is a leading business development company that specializes in providing customized debt and equity financing solutions to middle-market enterprises, thereby aiming for optimal risk-adjusted returns. The firm boasts a diversified investment portfolio across various sectors, ensuring resilience and growth potential while enhancing shareholder value through meticulous risk management. Backed by a seasoned management team with deep industry expertise, ICMB focuses on identifying and developing high-growth opportunities within the dynamic private credit landscape, making it an attractive investment prospect for institutional investors seeking stable income and portfolio diversification.
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