Arch Capital Group Ltd. (ACGL)vsJohn Marshall Bancorp Inc (JMSB)
ACGL
Arch Capital Group Ltd.
$97.95
+1.94%
FINANCIAL SERVICES · Cap: $33.47B
JMSB
John Marshall Bancorp Inc
$23.05
-0.60%
FINANCIAL SERVICES · Cap: $324.86M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 28642% more annual revenue ($19.23B vs $66.91M). JMSB leads profitability with a 36.5% profit margin vs 24.4%. ACGL trades at a lower P/E of 7.7x. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
JMSB
Strong Buy66
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Reasonable price relative to book value
Keeps 37 of every $100 in revenue as profit
Strong operational efficiency at 48.8%
Attractively priced relative to earnings
Revenue surging 24.3% year-over-year
Earnings expanding 39.1% YoY
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : JMSB
The strongest argument for JMSB centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 36.5% and operating margin at 48.8%. Revenue growth of 24.3% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : JMSB
The primary concerns for JMSB are Market Cap, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while JMSB is a growth play — different risk/reward profiles.
JMSB carries more volatility with a beta of 0.42 — expect wider price swings.
JMSB is growing revenue faster at 24.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 66/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
John Marshall Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
John Marshall Bancorp, Inc. is the bank holding company of John Marshall Bank offering banking products and financial services. The company is headquartered in Reston, Virginia.
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