Arch Capital Group Ltd. (ACGL)vsKestrel Group, Ltd. (KG)
ACGL
Arch Capital Group Ltd.
$97.95
+1.94%
FINANCIAL SERVICES · Cap: $33.47B
KG
Kestrel Group, Ltd.
$6.57
+4.04%
FINANCIAL SERVICES · Cap: $59.31M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 43068% more annual revenue ($19.23B vs $44.55M). ACGL leads profitability with a 24.4% profit margin vs -86.0%. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
KG
Hold42
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Reasonable price relative to book value
Every $100 of equity generates 33 in profit
Revenue surging 20.1% year-over-year
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
0.0% earnings growth
Smaller company, higher risk/reward
Elevated debt levels
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : KG
The strongest argument for KG centers on Price/Book, Return on Equity, Revenue Growth. Revenue growth of 20.1% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : KG
The primary concerns for KG are EPS Growth, Market Cap, Debt/Equity. Debt-to-equity of 1.55 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGL profiles as a declining stock while KG is a growth play — different risk/reward profiles.
KG is growing revenue faster at 20.1% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (67/100 vs 42/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Kestrel Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Kestrel Group Ltd engages in providing fronting services to insurance program managers, MGAs, reinsurers, and reinsurance brokers. The company is headquartered in Hamilton, Bermuda.
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