Arch Capital Group Ltd (ACGL)vsLazard Ltd (LAZ)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
LAZ
Lazard Ltd
$47.48
-2.12%
FINANCIAL SERVICES · Cap: $4.46B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 543% more annual revenue ($19.93B vs $3.10B). ACGL leads profitability with a 22.1% profit margin vs 7.6%. LAZ appears more attractively valued with a PEG of 1.00. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
LAZ
Buy57
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Every $100 of equity generates 29 in profit
Growing faster than its price suggests
Areas to Watch
No major concerns identified
Grey zone — moderate risk
7.6% margin — thin
Weak financial health signals
Earnings declined 43.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : LAZ
The strongest argument for LAZ centers on Return on Equity, PEG Ratio. PEG of 1.00 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : LAZ
The primary concerns for LAZ are Altman Z-Score, Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
ACGL profiles as a mature stock while LAZ is a value play — different risk/reward profiles.
LAZ carries more volatility with a beta of 1.41 — expect wider price swings.
LAZ is growing revenue faster at 10.0% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 57/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Lazard Ltd
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Lazard Ltd, is a financial advisory and asset management firm in North America, Europe, Asia, Australia, and Central and South America. The company is headquartered in Hamilton, Bermuda.
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