WallStSmart

Arch Capital Group Ltd (ACGL)vsMarathon Digital Holdings Inc (MARA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 2097% more annual revenue ($19.93B vs $907.09M). ACGL leads profitability with a 22.1% profit margin vs -144.6%. MARA appears more attractively valued with a PEG of 0.10. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 8.7Quality: 6.5
Piotroski: 5/9

MARA

Buy

51

out of 100

Grade: C-

Growth: 7.3Profit: 2.0Value: 6.7Quality: 4.3
Piotroski: 1/9Altman Z: 0.73
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACGLUndervalued (+81.8%)

Margin of Safety

+81.8%

Fair Value

$542.88

Current Price

$93.42

$449.46 discount

UndervaluedFair: $542.88Overvalued

Intrinsic value data unavailable for MARA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

MARA3 strengths · Avg: 10.0/10
PEG RatioValuation
0.1010/10

Growing faster than its price suggests

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

EPS GrowthGrowth
86.7%10/10

Earnings expanding 86.7% YoY

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

MARA4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Return on EquityProfitability
-34.5%2/10

ROE of -34.5% — below average capital efficiency

Revenue GrowthGrowth
-5.6%2/10

Revenue declined 5.6%

Altman Z-ScoreHealth
0.732/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : MARA

The strongest argument for MARA centers on PEG Ratio, Price/Book, EPS Growth. PEG of 0.10 suggests the stock is reasonably priced for its growth.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : MARA

The primary concerns for MARA are Piotroski F-Score, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

ACGL profiles as a mature stock while MARA is a turnaround play — different risk/reward profiles.

MARA carries more volatility with a beta of 5.42 — expect wider price swings.

ACGL is growing revenue faster at 8.5% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (81/100 vs 51/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Marathon Digital Holdings Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Marathon Digital Holdings, Inc. is a cryptocurrency mining digital asset technology company with a focus on the blockchain ecosystem and digital asset generation in the United States. The company is headquartered in Las Vegas, Nevada.

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