Arch Capital Group Ltd. (ACGL)vsMagyar Bancorp Inc (MGYR)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
MGYR
Magyar Bancorp Inc
$17.15
-0.46%
FINANCIAL SERVICES · Cap: $109.61M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 53118% more annual revenue ($19.78B vs $37.16M). MGYR leads profitability with a 30.0% profit margin vs 24.6%. ACGL trades at a lower P/E of 7.0x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
MGYR
Buy60
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 30 of every $100 in revenue as profit
Strong operational efficiency at 43.4%
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : MGYR
The strongest argument for MGYR centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 30.0% and operating margin at 43.4%.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : MGYR
The primary concerns for MGYR are Market Cap, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while MGYR is a mature play — different risk/reward profiles.
ACGL carries more volatility with a beta of 0.31 — expect wider price swings.
MGYR is growing revenue faster at 7.2% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 60/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Magyar Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Magyar Bancorp, Inc. is the holding company of Magyar Bank providing various banking services in the United States.
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