Arch Capital Group Ltd. (ACGL)vsMarkel Corporation (MKL)
ACGL
Arch Capital Group Ltd.
$99.52
-1.58%
FINANCIAL SERVICES · Cap: $34.28B
MKL
Markel Corporation
$1,882.34
-0.20%
FINANCIAL SERVICES · Cap: $23.32B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 16% more annual revenue ($19.23B vs $16.60B). ACGL leads profitability with a 24.4% profit margin vs 13.8%. ACGL appears more attractively valued with a PEG of 1.06. MKL earns a higher WallStSmart Score of 75/100 (B+).
ACGL
Strong Buy67
out of 100
Grade: B-
MKL
Strong Buy75
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 20 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 30.1%
Earnings expanding 86.8% YoY
Conservative balance sheet, low leverage
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : MKL
The strongest argument for MKL centers on P/E Ratio, Price/Book, Operating Margin. Revenue growth of 12.7% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : MKL
The primary concerns for MKL are PEG Ratio, Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while MKL is a value play — different risk/reward profiles.
MKL carries more volatility with a beta of 0.66 — expect wider price swings.
MKL is growing revenue faster at 12.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
MKL scores higher overall (75/100 vs 67/100) and 12.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Markel Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Markel Corporation, a diverse financial holding company, markets and underwrites specialty insurance products in the United States, Bermuda, the United Kingdom, rest of Europe, Canada, Latin America, Asia Pacific and the Middle East. The company is headquartered in Glen Allen, Virginia.
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