Arch Capital Group Ltd (ACGL)vsMP Materials Corp (MP)

ACGL

Arch Capital Group Ltd

NASDAQ

$93.32

-0.30%

FINANCIAL SERVICES · Cap: $33.94B

MP

MP Materials Corp

NYSE

$53.74

+0.84%

BASIC MATERIALS · Cap: $9.47B

⚡

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 7135% more annual revenue ($19.93B vs $275.46M). ACGL leads profitability with a 22.1% profit margin vs -31.2%. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 10.0Quality: 6.5

Piotroski: 5/9

MP

Avoid

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 5.0Quality: 7.5

Piotroski: 4/9Altman Z: 1.13

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACGLUndervalued (+81.8%)

Margin of Safety

+81.8%

Fair Value

$542.88

Current Price

$93.32

$449.56 discount

UndervaluedFair: $542.88Overvalued

Intrinsic value data unavailable for MP.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10

P/E RatioValuation

8.1x10/10

Attractively priced relative to earnings

Price/BookValuation

1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability

22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth

0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability

29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth

38.8%8/10

Earnings expanding 38.8% YoY

MP1 strengths · Avg: 10.0/10

Revenue GrowthGrowth

70.0%10/10

Revenue surging 70.0% year-over-year

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

MP4 concerns · Avg: 2.0/10

Return on EquityProfitability

-5.0%2/10

ROE of -5.0% — below average capital efficiency

EPS GrowthGrowth

-55.6%2/10

Earnings declined 55.6%

Free Cash FlowQuality

$-109.26M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth

1.132/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : MP

The strongest argument for MP centers on Revenue Growth. Revenue growth of 70.0% demonstrates continued momentum.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : MP

The primary concerns for MP are Return on Equity, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

ACGL profiles as a mature stock while MP is a hypergrowth play — different risk/reward profiles.

MP carries more volatility with a beta of 1.62 — expect wider price swings.

MP is growing revenue faster at 70.0% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (81/100 vs 29/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

MP Materials Corp

BASIC MATERIALS · OTHER INDUSTRIAL METALS & MINING · USA

MP Materials Corp. The company is headquartered in Las Vegas, Nevada.

Compare with Other INSURANCE - DIVERSIFIED Stocks

ACGL vs BRK-B ACGL vs BRK-A ACGL vs AIG ACGL vs HIG ACGL vs SLF MP vs BRK-B MP vs BRK-A MP vs AIG MP vs HIG MP vs SLF

Want to dig deeper into these stocks?

Full ACGL Analysis →Full MP Analysis →