Arch Capital Group Ltd. (ACGL)vsMonroe Capital Corp (MRCC)
ACGL
Arch Capital Group Ltd.
$104.55
-1.81%
FINANCIAL SERVICES · Cap: $35.41B
MRCC
Monroe Capital Corp
$5.08
0.00%
FINANCIAL SERVICES · Cap: $110.06M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 52116% more annual revenue ($19.78B vs $37.88M). ACGL leads profitability with a 24.6% profit margin vs -13.5%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
MRCC
Hold39
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Reasonable price relative to book value
Strong operational efficiency at 69.0%
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of -2.9% — below average capital efficiency
Revenue declined 41.8%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : MRCC
The strongest argument for MRCC centers on Price/Book, Operating Margin.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : MRCC
The primary concerns for MRCC are PEG Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
ACGL profiles as a declining stock while MRCC is a turnaround play — different risk/reward profiles.
MRCC carries more volatility with a beta of 0.85 — expect wider price swings.
ACGL is growing revenue faster at -3.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 39/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Monroe Capital Corp
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Monroe Capital Corporation is a business development company specializing in customized financing solutions in senior, unitranche, and junior secured debt and, to a lesser extent, unsecured debt and equity, including equity joint ventures in preferred and common stocks and warrants.
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