Arch Capital Group Ltd (ACGL)vsMonroe Capital Corp (MRCC)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
MRCC
Monroe Capital Corp
$5.08
0.00%
FINANCIAL SERVICES · Cap: $110.06M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 52518% more annual revenue ($19.93B vs $37.88M). ACGL leads profitability with a 22.1% profit margin vs -13.5%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
MRCC
Hold39
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Reasonable price relative to book value
Strong operational efficiency at 69.0%
Areas to Watch
No major concerns identified
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of -2.9% — below average capital efficiency
Revenue declined 41.8%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : MRCC
The strongest argument for MRCC centers on Price/Book, Operating Margin.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : MRCC
The primary concerns for MRCC are PEG Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
ACGL profiles as a mature stock while MRCC is a turnaround play — different risk/reward profiles.
MRCC carries more volatility with a beta of 0.85 — expect wider price swings.
ACGL is growing revenue faster at 8.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 39/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Monroe Capital Corp
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Monroe Capital Corporation is a business development company specializing in customized financing solutions in senior, unitranche, and junior secured debt and, to a lesser extent, unsecured debt and equity, including equity joint ventures in preferred and common stocks and warrants.
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