Arch Capital Group Ltd. (ACGL)vsOFS Capital Corp (OFS)
ACGL
Arch Capital Group Ltd.
$98.26
+0.02%
FINANCIAL SERVICES · Cap: $34.28B
OFS
OFS Capital Corp
$3.63
-0.27%
FINANCIAL SERVICES · Cap: $49.30M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 48836% more annual revenue ($19.23B vs $39.30M). ACGL leads profitability with a 24.4% profit margin vs -95.2%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
OFS
Hold42
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 2.5B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 68.9%
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
Smaller company, higher risk/reward
Weak financial health signals
ROE of -34.9% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : OFS
The strongest argument for OFS centers on Price/Book, Operating Margin.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : OFS
The primary concerns for OFS are PEG Ratio, Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while OFS is a turnaround play — different risk/reward profiles.
OFS carries more volatility with a beta of 0.91 — expect wider price swings.
ACGL is growing revenue faster at -10.5% — sustainability is the question.
ACGL generates stronger free cash flow (2.5B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 42/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
OFS Capital Corp
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
OFS Capital Corp (OFS) is a publicly traded business development company focused on providing customized capital solutions to middle-market enterprises across the United States. The firm primarily invests in private debt instruments, including senior secured and subordinated debt, while also pursuing selective equity investments to optimize overall returns. Backed by a seasoned management team and a disciplined investment approach, OFS aims to deliver robust risk-adjusted returns for its shareholders. With a strong network of industry connections and acute market insights, the company is adept at recognizing and capitalizing on investment opportunities amidst shifting economic conditions.
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