Arch Capital Group Ltd (ACGL)vsOxford Lane Capital Corp. Preferred Stock Shares, 8.25% Series 2031 (OXLCM)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
OXLCM
Oxford Lane Capital Corp. Preferred Stock Shares, 8.25% Series 2031
$25.06
+0.16%
FINANCIAL SERVICES · Cap: $466.23M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 6396% more annual revenue ($19.93B vs $306.79M). OXLCM leads profitability with a 76.6% profit margin vs 22.1%. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
OXLCM
Buy65
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Keeps 77 of every $100 in revenue as profit
Strong operational efficiency at 71.7%
Earnings expanding 509.0% YoY
Every $100 of equity generates 24 in profit
Revenue surging 20.7% year-over-year
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : OXLCM
The strongest argument for OXLCM centers on Profit Margin, Operating Margin, EPS Growth. Profitability is solid with margins at 76.6% and operating margin at 71.7%. Revenue growth of 20.7% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : OXLCM
The primary concerns for OXLCM are Market Cap.
Key Dynamics to Monitor
ACGL profiles as a mature stock while OXLCM is a growth play — different risk/reward profiles.
OXLCM carries more volatility with a beta of 1.14 — expect wider price swings.
OXLCM is growing revenue faster at 20.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 65/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Oxford Lane Capital Corp. Preferred Stock Shares, 8.25% Series 2031
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Oxford Lane Capital Corp.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?