Arch Capital Group Ltd (ACGL)vsPark National Corporation (PRK)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
PRK
Park National Corporation
$168.51
-4.07%
FINANCIAL SERVICES · Cap: $3.05B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 3377% more annual revenue ($19.93B vs $573.17M). PRK leads profitability with a 31.3% profit margin vs 22.1%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
PRK
Buy60
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 45.0%
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 21.2% year-over-year
Areas to Watch
No major concerns identified
Expensive relative to growth rate
Earnings declined 8.1%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : PRK
The strongest argument for PRK centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 31.3% and operating margin at 45.0%. Revenue growth of 21.2% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : PRK
The primary concerns for PRK are PEG Ratio, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a mature stock while PRK is a growth play — different risk/reward profiles.
PRK carries more volatility with a beta of 0.69 — expect wider price swings.
PRK is growing revenue faster at 21.2% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 60/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Park National Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Park National Corporation is the bank holding company for Park National Bank providing commercial banking and trust services in small and medium population areas. The company is headquartered in Newark, Ohio.
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