WallStSmart

Arch Capital Group Ltd (ACGL)vsSiebert Financial Corp (SIEB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 21158% more annual revenue ($19.93B vs $93.75M). ACGL leads profitability with a 22.1% profit margin vs 5.5%. SIEB appears more attractively valued with a PEG of 0.72. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 7.0Quality: 6.5
Piotroski: 5/9

SIEB

Buy

52

out of 100

Grade: C-

Growth: 6.7Profit: 3.5Value: 7.0Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

SIEB4 strengths · Avg: 8.5/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

PEG RatioValuation
0.728/10

Growing faster than its price suggests

P/E RatioValuation
14.6x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
17.4%8/10

17.4% revenue growth

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

SIEB4 concerns · Avg: 2.8/10
Market CapQuality
$77.79M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.9%3/10

ROE of 5.9% — below average capital efficiency

Profit MarginProfitability
5.5%3/10

5.5% margin — thin

EPS GrowthGrowth
-58.0%2/10

Earnings declined 58.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : SIEB

The strongest argument for SIEB centers on Price/Book, PEG Ratio, P/E Ratio. Revenue growth of 17.4% demonstrates continued momentum. PEG of 0.72 suggests the stock is reasonably priced for its growth.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : SIEB

The primary concerns for SIEB are Market Cap, Return on Equity, Profit Margin.

Key Dynamics to Monitor

ACGL profiles as a mature stock while SIEB is a growth play — different risk/reward profiles.

SIEB carries more volatility with a beta of 1.03 — expect wider price swings.

SIEB is growing revenue faster at 17.4% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (81/100 vs 52/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Siebert Financial Corp

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Siebert Financial Corp. The company is headquartered in New York, New York.

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