Arch Capital Group Ltd. (ACGL)vsSprott Inc. (SII)
ACGL
Arch Capital Group Ltd.
$107.28
-2.98%
FINANCIAL SERVICES · Cap: $34.24B
SII
Sprott Inc.
$113.94
+1.46%
FINANCIAL SERVICES · Cap: $2.74B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 4711% more annual revenue ($19.23B vs $399.72M). SII leads profitability with a 26.4% profit margin vs 24.4%. ACGL trades at a lower P/E of 8.2x. SII earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
SII
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 26.6%
Generating 1.7B in free cash flow
Strong operational efficiency at 56.8%
Earnings expanding 155.7% YoY
Every $100 of equity generates 23 in profit
Keeps 26 of every $100 in revenue as profit
Revenue surging 23.1% year-over-year
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Moderate valuation
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Profit Margin, Debt/Equity. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : SII
The strongest argument for SII centers on Operating Margin, EPS Growth, Return on Equity. Profitability is solid with margins at 26.4% and operating margin at 56.8%. Revenue growth of 23.1% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : SII
The primary concerns for SII are P/E Ratio.
Key Dynamics to Monitor
ACGL profiles as a declining stock while SII is a growth play — different risk/reward profiles.
SII carries more volatility with a beta of 1.47 — expect wider price swings.
SII is growing revenue faster at 23.1% — sustainability is the question.
ACGL generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 67/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Sprott Inc.
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Sprott Inc. is a publicly owned asset management portfolio company. The company is headquartered in Toronto, Canada.
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