Arch Capital Group Ltd. (ACGL)vsStonex Group Inc (SNEX)
ACGL
Arch Capital Group Ltd.
$101.14
-3.26%
FINANCIAL SERVICES · Cap: $35.41B
SNEX
Stonex Group Inc
$72.07
-2.98%
FINANCIAL SERVICES · Cap: $8.41B
Smart Verdict
WallStSmart Research — data-driven comparison
Stonex Group Inc generates 661% more annual revenue ($150.54B vs $19.78B). ACGL leads profitability with a 24.6% profit margin vs 0.3%. ACGL trades at a lower P/E of 7.8x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
SNEX
Buy60
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 120.2% YoY
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Revenue surging 23.8% year-over-year
Generating 4.2B in free cash flow
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
0.3% margin — thin
Operating margin of 0.5%
Weak financial health signals
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : SNEX
The strongest argument for SNEX centers on EPS Growth, Altman Z-Score, Price/Book. Revenue growth of 23.8% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : SNEX
The primary concerns for SNEX are Profit Margin, Operating Margin, Piotroski F-Score. Debt-to-equity of 7.16 is elevated, increasing financial risk. Thin 0.3% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a declining stock while SNEX is a growth play — different risk/reward profiles.
SNEX carries more volatility with a beta of 0.66 — expect wider price swings.
SNEX is growing revenue faster at 23.8% — sustainability is the question.
SNEX generates stronger free cash flow (4.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 60/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Stonex Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
StoneX Group Inc. is a global financial services network connecting businesses, organizations, merchants and investors to the global market ecosystem. The company is headquartered in New York, New York.
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