Arch Capital Group Ltd. (ACGL)vs1st Source Corporation (SRCE)
ACGL
Arch Capital Group Ltd.
$94.66
-0.38%
FINANCIAL SERVICES · Cap: $33.06B
SRCE
1st Source Corporation
$86.09
+0.80%
FINANCIAL SERVICES · Cap: $2.06B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 4247% more annual revenue ($19.23B vs $442.37M). SRCE leads profitability with a 38.6% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. SRCE earns a higher WallStSmart Score of 75/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
SRCE
Strong Buy75
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Keeps 39 of every $100 in revenue as profit
Strong operational efficiency at 54.1%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
16.0% revenue growth
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : SRCE
The strongest argument for SRCE centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 38.6% and operating margin at 54.1%. Revenue growth of 16.0% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : SRCE
The primary concerns for SRCE are Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while SRCE is a growth play — different risk/reward profiles.
SRCE carries more volatility with a beta of 0.55 — expect wider price swings.
SRCE is growing revenue faster at 16.0% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
SRCE scores higher overall (75/100 vs 67/100), backed by strong 38.6% margins and 16.0% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
1st Source Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
1st Source Corporation is the holding company of 1st Source Bank providing commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and commercial clients. The company is headquartered in South Bend, Indiana.
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