WallStSmart

Arch Capital Group Ltd (ACGL)vsSUI Group Holdings Limited (SUIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 511084% more annual revenue ($19.93B vs $3.90M). ACGL leads profitability with a 22.1% profit margin vs 0.0%. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 7.0Quality: 6.5
Piotroski: 5/9

SUIG

Hold

42

out of 100

Grade: D

Growth: 8.3Profit: 2.5Value: 5.0Quality: 4.8
Piotroski: 3/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

SUIG3 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
33.4%10/10

Revenue surging 33.4% year-over-year

EPS GrowthGrowth
83.3%10/10

Earnings expanding 83.3% YoY

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

SUIG4 concerns · Avg: 2.8/10
Market CapQuality
$118.28M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-279.6%2/10

ROE of -279.6% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : SUIG

The strongest argument for SUIG centers on Price/Book, Revenue Growth, EPS Growth. Revenue growth of 33.4% demonstrates continued momentum.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : SUIG

The primary concerns for SUIG are Market Cap, Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

ACGL profiles as a mature stock while SUIG is a hypergrowth play — different risk/reward profiles.

SUIG carries more volatility with a beta of 1.20 — expect wider price swings.

SUIG is growing revenue faster at 33.4% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (81/100 vs 42/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

SUI Group Holdings Limited

FINANCIAL SERVICES · CREDIT SERVICES · USA

SUI Group Holdings Limited is a principal investment firm specializing investments in debt and equity securities of public and private companies to fund their operations whether its start-up, acquisition, or growth. The company is headquartered in Wayzata, Minnesota.

Visit Website →

Want to dig deeper into these stocks?