Arch Capital Group Ltd. (ACGL)vsThe Bancorp Inc (TBBK)
ACGL
Arch Capital Group Ltd.
$94.95
-0.87%
FINANCIAL SERVICES · Cap: $33.06B
TBBK
The Bancorp Inc
$50.59
+0.62%
FINANCIAL SERVICES · Cap: $2.04B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 3516% more annual revenue ($19.23B vs $531.90M). TBBK leads profitability with a 43.6% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. TBBK earns a higher WallStSmart Score of 71/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
TBBK
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Attractively priced relative to earnings
Every $100 of equity generates 33 in profit
Keeps 44 of every $100 in revenue as profit
Strong operational efficiency at 59.7%
Reasonable price relative to book value
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
0.4% revenue growth
Elevated debt levels
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : TBBK
The strongest argument for TBBK centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 43.6% and operating margin at 59.7%. PEG of 1.07 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : TBBK
The primary concerns for TBBK are Revenue Growth, Debt/Equity, Piotroski F-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while TBBK is a value play — different risk/reward profiles.
TBBK carries more volatility with a beta of 1.18 — expect wider price swings.
TBBK is growing revenue faster at 0.4% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
TBBK scores higher overall (71/100 vs 67/100), backed by strong 43.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
The Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
The Bancorp, Inc. is the financial holding company of The Bancorp Bank offering banking products and services in the United States. The company is headquartered in Wilmington, Delaware.
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