Arch Capital Group Ltd. (ACGL)vsTransUnion (TRU)
ACGL
Arch Capital Group Ltd.
$101.14
-3.26%
FINANCIAL SERVICES · Cap: $35.41B
TRU
TransUnion
$83.73
-0.08%
FINANCIAL SERVICES · Cap: $15.40B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 318% more annual revenue ($19.78B vs $4.73B). ACGL leads profitability with a 24.6% profit margin vs 14.9%. TRU appears more attractively valued with a PEG of 0.98. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
TRU
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 172.0% YoY
Growing faster than its price suggests
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : TRU
The strongest argument for TRU centers on EPS Growth, PEG Ratio. Revenue growth of 13.7% demonstrates continued momentum. PEG of 0.98 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : TRU
The primary concerns for TRU are Altman Z-Score, Debt/Equity.
Key Dynamics to Monitor
ACGL profiles as a declining stock while TRU is a value play — different risk/reward profiles.
TRU carries more volatility with a beta of 1.54 — expect wider price swings.
TRU is growing revenue faster at 13.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 72/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
TransUnion
FINANCIAL SERVICES · FINANCIAL DATA & STOCK EXCHANGES · USA
TransUnion offers risk and information solutions. The company is headquartered in Chicago, Illinois.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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