Arch Capital Group Ltd. (ACGL)vsValue Line Inc (VALU)
ACGL
Arch Capital Group Ltd.
$97.95
+1.94%
FINANCIAL SERVICES · Cap: $33.47B
VALU
Value Line Inc
$39.29
+4.05%
FINANCIAL SERVICES · Cap: $362.25M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 57400% more annual revenue ($19.23B vs $33.45M). VALU leads profitability with a 64.7% profit margin vs 24.4%. ACGL trades at a lower P/E of 7.7x. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
VALU
Avoid33
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Keeps 65 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Every $100 of equity generates 20 in profit
Attractively priced relative to earnings
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Smaller company, higher risk/reward
Operating margin of 0.2%
Weak financial health signals
Revenue declined 4.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : VALU
The strongest argument for VALU centers on Profit Margin, Debt/Equity, Altman Z-Score. Profitability is solid with margins at 64.7% and operating margin at 0.2%.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : VALU
The primary concerns for VALU are Market Cap, Operating Margin, Piotroski F-Score.
Key Dynamics to Monitor
VALU carries more volatility with a beta of 1.02 — expect wider price swings.
VALU is growing revenue faster at -4.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (67/100 vs 33/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Value Line Inc
FINANCIAL SERVICES · FINANCIAL DATA & STOCK EXCHANGES · USA
Value Line, Inc. produces and sells investment periodicals and related publications primarily in the United States. The company is headquartered in New York, New York.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?