Arch Capital Group Ltd. (ACGL)vsVictory Capital Holdings Inc (VCTR)
ACGL
Arch Capital Group Ltd.
$97.54
+3.40%
FINANCIAL SERVICES · Cap: $32.74B
VCTR
Victory Capital Holdings Inc
$83.43
-1.43%
FINANCIAL SERVICES · Cap: $5.22B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 1241% more annual revenue ($19.78B vs $1.47B). VCTR leads profitability with a 25.8% profit margin vs 24.6%. ACGL trades at a lower P/E of 7.2x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
VCTR
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 45.9%
Revenue surging 76.7% year-over-year
Keeps 26 of every $100 in revenue as profit
Reasonable price relative to book value
Earnings expanding 38.5% YoY
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Grey zone — moderate risk
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : VCTR
The strongest argument for VCTR centers on Operating Margin, Revenue Growth, Profit Margin. Profitability is solid with margins at 25.8% and operating margin at 45.9%. Revenue growth of 76.7% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : VCTR
The primary concerns for VCTR are Altman Z-Score, Piotroski F-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while VCTR is a growth play — different risk/reward profiles.
VCTR carries more volatility with a beta of 1.11 — expect wider price swings.
VCTR is growing revenue faster at 76.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 77/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Victory Capital Holdings Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Victory Capital Holdings, Inc., is a global asset management company. The company is headquartered in San Antonio, Texas.
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