Arch Capital Group Ltd. (ACGL)vsVirtus Investment Partners, Inc. (VRTS)
ACGL
Arch Capital Group Ltd.
$109.24
+0.06%
FINANCIAL SERVICES · Cap: $35.20B
VRTS
Virtus Investment Partners, Inc.
$124.56
-4.15%
FINANCIAL SERVICES · Cap: $852.47M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 2228% more annual revenue ($18.78B vs $806.52M). ACGL leads profitability with a 23.3% profit margin vs 13.6%. VRTS appears more attractively valued with a PEG of 0.56. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
VRTS
Buy57
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 23 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 26.8%
Generating 1.7B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Growing faster than its price suggests
Areas to Watch
Revenue declined 8.9%
Earnings declined 15.7%
Distress zone — elevated risk
Smaller company, higher risk/reward
Revenue declined 8.7%
Earnings declined 29.9%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Profit Margin, Debt/Equity. Profitability is solid with margins at 23.3% and operating margin at 26.8%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : VRTS
The strongest argument for VRTS centers on P/E Ratio, Price/Book, PEG Ratio. PEG of 0.56 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : VRTS
The primary concerns for VRTS are Market Cap, Revenue Growth, EPS Growth. Debt-to-equity of 2.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
VRTS carries more volatility with a beta of 1.42 — expect wider price swings.
VRTS is growing revenue faster at -8.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.7B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (67/100 vs 57/100), backed by strong 23.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Virtus Investment Partners, Inc.
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Virtus Investment Partners, Inc. is a publicly owned investment manager. The company is headquartered in Hartford, Connecticut.
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