Arch Capital Group Ltd. (ACGL)vsWillis Towers Watson PLC (WTW)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
WTW
Willis Towers Watson PLC
$263.54
+1.91%
FINANCIAL SERVICES · Cap: $24.80B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 100% more annual revenue ($19.78B vs $9.90B). ACGL leads profitability with a 24.6% profit margin vs 16.8%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
WTW
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Every $100 of equity generates 21 in profit
Attractively priced relative to earnings
Strong operational efficiency at 20.5%
Earnings expanding 33.0% YoY
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : WTW
The strongest argument for WTW centers on Return on Equity, P/E Ratio, Operating Margin. Profitability is solid with margins at 16.8% and operating margin at 20.5%. PEG of 1.08 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : WTW
The primary concerns for WTW are Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while WTW is a mature play — different risk/reward profiles.
WTW carries more volatility with a beta of 0.45 — expect wider price swings.
WTW is growing revenue faster at 8.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 74/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Willis Towers Watson PLC
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Willis Towers Watson PLC (WTW) is a premier global advisory, broking, and solutions firm specializing in risk management, insurance, and consulting services. Operating in over 140 countries, WTW combines advanced data analytics and innovative technology to provide customized solutions in critical areas such as health, retirement, and talent management. Serving a wide array of clients from multinational corporations to smaller businesses, WTW is committed to driving sustainable growth and enhancing client engagement, positioning itself as a trusted advisor in a complex and rapidly changing market environment. Its strategic initiatives aim to address the evolving needs of clients, solidifying its role as a leader in the industry.
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