American Coastal Insurance Corp (ACIC)vsThe Allstate Corporation (ALL)
ACIC
American Coastal Insurance Corp
$10.62
0.00%
FINANCIAL SERVICES · Cap: $493.85M
ALL
The Allstate Corporation
$264.08
-0.49%
FINANCIAL SERVICES · Cap: $64.80B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 20283% more annual revenue ($68.17B vs $334.46M). ACIC leads profitability with a 31.3% profit margin vs 17.8%. ALL appears more attractively valued with a PEG of 3.02. ALL earns a higher WallStSmart Score of 72/100 (B).
ACIC
Buy60
out of 100
Grade: C+
ALL
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 32 in profit
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 39.2%
Reasonable price relative to book value
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
Revenue declined 1.4%
Earnings declined 9.9%
3.0% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACIC
The strongest argument for ACIC centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 31.3% and operating margin at 39.2%.
Bull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bear Case : ACIC
The primary concerns for ACIC are Market Cap, PEG Ratio, Revenue Growth.
Bear Case : ALL
The primary concerns for ALL are Revenue Growth, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
ACIC profiles as a declining stock while ALL is a value play — different risk/reward profiles.
ALL carries more volatility with a beta of 0.17 — expect wider price swings.
ALL is growing revenue faster at 3.0% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (72/100 vs 60/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American Coastal Insurance Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Atlas Crest Investment Corp. The company is headquartered in New York, New York.
Visit Website →The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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