WallStSmart

ACI Worldwide Inc (ACIW)vsCrowdstrike Holdings Inc (CRWD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Crowdstrike Holdings Inc generates 196% more annual revenue ($5.40B vs $1.82B). ACIW leads profitability with a 12.4% profit margin vs 0.8%. ACIW appears more attractively valued with a PEG of 1.78. ACIW earns a higher WallStSmart Score of 62/100 (C+).

ACIW

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 6.0Value: 6.7Quality: 6.5
Piotroski: 5/9Altman Z: 2.50

CRWD

Hold

43

out of 100

Grade: D

Growth: 9.3Profit: 3.0Value: 3.0Quality: 6.0
Piotroski: 2/9Altman Z: 1.00
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACIWUndervalued (+45.9%)

Margin of Safety

+45.9%

Fair Value

$74.55

Current Price

$52.09

$22.46 discount

UndervaluedFair: $74.55Overvalued

Intrinsic value data unavailable for CRWD.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACIW1 strengths · Avg: 10.0/10
EPS GrowthGrowth
165.2%10/10

Earnings expanding 165.2% YoY

CRWD4 strengths · Avg: 9.3/10
Market CapQuality
$211.69B10/10

Mega-cap, among the largest globally

EPS GrowthGrowth
533.0%10/10

Earnings expanding 533.0% YoY

Debt/EquityHealth
0.169/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
25.8%8/10

Revenue surging 25.8% year-over-year

Areas to Watch

ACIW1 concerns · Avg: 4.0/10
PEG RatioValuation
1.784/10

Expensive relative to growth rate

CRWD4 concerns · Avg: 2.8/10
Return on EquityProfitability
1.1%3/10

ROE of 1.1% — below average capital efficiency

Profit MarginProfitability
0.8%3/10

0.8% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
6.682/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : ACIW

The strongest argument for ACIW centers on EPS Growth.

Bull Case : CRWD

The strongest argument for CRWD centers on Market Cap, EPS Growth, Debt/Equity. Revenue growth of 25.8% demonstrates continued momentum.

Bear Case : ACIW

The primary concerns for ACIW are PEG Ratio.

Bear Case : CRWD

The primary concerns for CRWD are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 5168.5x leaves little room for execution misses. Thin 0.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

ACIW profiles as a value stock while CRWD is a growth play — different risk/reward profiles.

CRWD carries more volatility with a beta of 1.25 — expect wider price swings.

CRWD is growing revenue faster at 25.8% — sustainability is the question.

CRWD generates stronger free cash flow (406M), providing more financial flexibility.

Bottom Line

ACIW scores higher overall (62/100 vs 43/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ACI Worldwide Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

ACI Worldwide, Inc., a software company, develops, markets, installs and supports a variety of software products and solutions to facilitate electronic payments to banks, financial intermediaries, merchants and invoice issuers globally. The company is headquartered in Naples, Florida.

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Crowdstrike Holdings Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

CrowdStrike Holdings, Inc. provides cloud solutions for endpoint and cloud workload protection in the United States, Australia, Germany, India, Israel, Romania, and the United Kingdom. The company is headquartered in Sunnyvale, California.

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