New York Mortgage Trust, Inc. (ADAM)vsRithm Capital Corp. (RITM)
ADAM
New York Mortgage Trust, Inc.
$5.93
-9.33%
REAL ESTATE · Cap: $590.59M
RITM
Rithm Capital Corp.
$9.45
+1.50%
REAL ESTATE · Cap: $5.18B
Smart Verdict
WallStSmart Research — data-driven comparison
Rithm Capital Corp. generates 1128% more annual revenue ($4.69B vs $381.67M). ADAM leads profitability with a 53.0% profit margin vs 10.6%. ADAM earns a higher WallStSmart Score of 81/100 (A-).
ADAM
Exceptional Buy81
out of 100
Grade: A-
RITM
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+14.8%
Fair Value
$9.37
Current Price
$5.93
$3.44 discount
Margin of Safety
+84.5%
Fair Value
$68.79
Current Price
$9.45
$59.34 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 53 of every $100 in revenue as profit
Strong operational efficiency at 51.7%
Revenue surging 129.8% year-over-year
Earnings expanding 21.2% YoY
Reasonable price relative to book value
Strong operational efficiency at 39.5%
Revenue surging 39.4% year-over-year
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
Elevated debt levels
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ADAM
The strongest argument for ADAM centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 53.0% and operating margin at 51.7%. Revenue growth of 129.8% demonstrates continued momentum.
Bull Case : RITM
The strongest argument for RITM centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 39.4% demonstrates continued momentum.
Bear Case : ADAM
The primary concerns for ADAM are PEG Ratio, Market Cap, Altman Z-Score. Debt-to-equity of 7.70 is elevated, increasing financial risk.
Bear Case : RITM
The primary concerns for RITM are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
ADAM carries more volatility with a beta of 1.30 — expect wider price swings.
ADAM is growing revenue faster at 129.8% — sustainability is the question.
RITM generates stronger free cash flow (172M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ADAM scores higher overall (81/100 vs 67/100), backed by strong 53.0% margins and 129.8% revenue growth. RITM offers better value entry with a 84.5% margin of safety. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
New York Mortgage Trust, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Adamas Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. The company is headquartered in New York, New York.
Rithm Capital Corp.
REAL ESTATE · REIT - MORTGAGE · USA
Rhythm Capital Corp. The company is headquartered in New York, New York.
Compare with Other REIT - MORTGAGE Stocks
Want to dig deeper into these stocks?