WallStSmart

New York Mortgage Trust, Inc. (ADAM)vsWelltower Inc (WELL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Welltower Inc generates 3538% more annual revenue ($11.77B vs $323.40M). ADAM leads profitability with a 48.1% profit margin vs 12.0%. ADAM appears more attractively valued with a PEG of 2.50. ADAM earns a higher WallStSmart Score of 73/100 (B).

ADAM

Strong Buy

73

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 6.7Quality: 3.0
Piotroski: 4/9Altman Z: -0.60

WELL

Buy

57

out of 100

Grade: C

Growth: 10.0Profit: 5.5Value: 2.0Quality: 7.0
Piotroski: 4/9Altman Z: 1.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADAMUndervalued (+7.2%)

Margin of Safety

+7.2%

Fair Value

$8.60

Current Price

$8.98

$0.38 discount

UndervaluedFair: $8.60Overvalued
WELLSignificantly Overvalued (-78.3%)

Margin of Safety

-78.3%

Fair Value

$116.05

Current Price

$200.84

$84.79 premium

UndervaluedFair: $116.05Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADAM5 strengths · Avg: 9.6/10
P/E RatioValuation
7.6x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
48.1%10/10

Keeps 48 of every $100 in revenue as profit

Operating MarginProfitability
44.5%10/10

Strong operational efficiency at 44.5%

EPS GrowthGrowth
21.2%8/10

Earnings expanding 21.2% YoY

WELL3 strengths · Avg: 9.7/10
Revenue GrowthGrowth
38.3%10/10

Revenue surging 38.3% year-over-year

EPS GrowthGrowth
157.9%10/10

Earnings expanding 157.9% YoY

Market CapQuality
$137.90B9/10

Large-cap with strong market position

Areas to Watch

ADAM4 concerns · Avg: 2.8/10
PEG RatioValuation
2.504/10

Expensive relative to growth rate

Market CapQuality
$797.07M3/10

Smaller company, higher risk/reward

Free Cash FlowQuality
$-17.68M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
-0.602/10

Distress zone — elevated risk

WELL4 concerns · Avg: 2.3/10
Return on EquityProfitability
3.2%3/10

ROE of 3.2% — below average capital efficiency

PEG RatioValuation
3.622/10

Expensive relative to growth rate

P/E RatioValuation
94.4x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.202/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ADAM

The strongest argument for ADAM centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 48.1% and operating margin at 44.5%. Revenue growth of 10.7% demonstrates continued momentum.

Bull Case : WELL

The strongest argument for WELL centers on Revenue Growth, EPS Growth, Market Cap. Revenue growth of 38.3% demonstrates continued momentum.

Bear Case : ADAM

The primary concerns for ADAM are PEG Ratio, Market Cap, Free Cash Flow. Debt-to-equity of 7.65 is elevated, increasing financial risk.

Bear Case : WELL

The primary concerns for WELL are Return on Equity, PEG Ratio, P/E Ratio. A P/E of 94.4x leaves little room for execution misses.

Key Dynamics to Monitor

ADAM profiles as a mature stock while WELL is a growth play — different risk/reward profiles.

ADAM carries more volatility with a beta of 1.26 — expect wider price swings.

WELL is growing revenue faster at 38.3% — sustainability is the question.

WELL generates stronger free cash flow (282M), providing more financial flexibility.

Bottom Line

ADAM scores higher overall (73/100 vs 57/100), backed by strong 48.1% margins and 10.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

New York Mortgage Trust, Inc.

REAL ESTATE · REIT - MORTGAGE · USA

Adamas Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. The company is headquartered in New York, New York.

Welltower Inc

REAL ESTATE · REIT - HEALTHCARE FACILITIES · USA

Welltower Inc. is a real estate investment trust that invests in healthcare infrastructure.

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