WallStSmart

American Electric Power Co Inc (AEP)vsStem Inc (STEM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American Electric Power Co Inc generates 15296% more annual revenue ($22.79B vs $148.03M). AEP leads profitability with a 13.8% profit margin vs -49.4%. AEP earns a higher WallStSmart Score of 58/100 (C).

AEP

Buy

58

out of 100

Grade: C

Growth: 4.0Profit: 6.0Value: 4.0Quality: 3.5
Piotroski: 4/9Altman Z: 0.69

STEM

Avoid

32

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 6.7Quality: 5.0
Piotroski: 5/9Altman Z: -4.55
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AEPSignificantly Overvalued (-86.9%)

Margin of Safety

-86.9%

Fair Value

$65.98

Current Price

$120.61

$54.63 premium

UndervaluedFair: $65.98Overvalued
STEMUndervalued (+59.6%)

Margin of Safety

+59.6%

Fair Value

$28.49

Current Price

$4.63

$23.86 discount

UndervaluedFair: $28.49Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AEP3 strengths · Avg: 8.3/10
Market CapQuality
$67.14B9/10

Large-cap with strong market position

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Operating MarginProfitability
23.3%8/10

Strong operational efficiency at 23.3%

STEM1 strengths · Avg: 10.0/10
Debt/EquityHealth
-1.3610/10

Conservative balance sheet, low leverage

Areas to Watch

AEP4 concerns · Avg: 2.8/10
PEG RatioValuation
1.974/10

Expensive relative to growth rate

Debt/EquityHealth
1.663/10

Elevated debt levels

EPS GrowthGrowth
-43.2%2/10

Earnings declined 43.2%

Free Cash FlowQuality
$-969.00M2/10

Negative free cash flow — burning cash

STEM4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$53.04M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-5921.0%2/10

ROE of -5921.0% — below average capital efficiency

Revenue GrowthGrowth
-12.3%2/10

Revenue declined 12.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : AEP

The strongest argument for AEP centers on Market Cap, Price/Book, Operating Margin.

Bull Case : STEM

The strongest argument for STEM centers on Debt/Equity.

Bear Case : AEP

The primary concerns for AEP are PEG Ratio, Debt/Equity, EPS Growth. Debt-to-equity of 1.66 is elevated, increasing financial risk.

Bear Case : STEM

The primary concerns for STEM are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

AEP profiles as a value stock while STEM is a turnaround play — different risk/reward profiles.

STEM carries more volatility with a beta of 1.51 — expect wider price swings.

AEP is growing revenue faster at 7.0% — sustainability is the question.

STEM generates stronger free cash flow (-2M), providing more financial flexibility.

Bottom Line

AEP scores higher overall (58/100 vs 32/100). STEM offers better value entry with a 59.6% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Electric Power Co Inc

UTILITIES · UTILITIES - REGULATED ELECTRIC · USA

American Electric Power (AEP) is a major investor-owned electric utility in the United States, delivering electricity to more than five million customers in 11 states.

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Stem Inc

UTILITIES · UTILITIES - RENEWABLE · USA

Stem, Inc. is an energy technology company in the United States. The company is headquartered in Millbrae, California.

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