WallStSmart

AGNC Investment Corp (AGNCM)vsInvesco Mortgage Capital Inc (IVR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp generates 1399% more annual revenue ($1.80B vs $119.84M). AGNCM leads profitability with a 92.9% profit margin vs 84.5%. IVR earns a higher WallStSmart Score of 64/100 (C+).

AGNCM

Buy

63

out of 100

Grade: C+

Growth: 4.7Profit: 8.0Value: 5.0Quality: 2.5
Piotroski: 2/9Altman Z: -0.95

IVR

Buy

64

out of 100

Grade: C+

Growth: 6.3Profit: 7.5Value: 8.3Quality: 3.3
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AGNCM.

IVRUndervalued (+81.0%)

Margin of Safety

+81.0%

Fair Value

$46.99

Current Price

$8.05

$38.94 discount

UndervaluedFair: $46.99Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNCM3 strengths · Avg: 9.3/10
Profit MarginProfitability
92.9%10/10

Keeps 93 of every $100 in revenue as profit

Operating MarginProfitability
95.9%10/10

Strong operational efficiency at 95.9%

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

IVR4 strengths · Avg: 10.0/10
P/E RatioValuation
5.9x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
84.5%10/10

Keeps 85 of every $100 in revenue as profit

Operating MarginProfitability
91.9%10/10

Strong operational efficiency at 91.9%

Areas to Watch

AGNCM3 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

Debt/EquityHealth
8.211/10

Elevated debt levels

IVR3 concerns · Avg: 2.3/10
Market CapQuality
$666.33M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Debt/EquityHealth
7.051/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNCM

The strongest argument for AGNCM centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 92.9% and operating margin at 95.9%.

Bull Case : IVR

The strongest argument for IVR centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 84.5% and operating margin at 91.9%.

Bear Case : AGNCM

The primary concerns for AGNCM are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.21 is elevated, increasing financial risk.

Bear Case : IVR

The primary concerns for IVR are Market Cap, Piotroski F-Score, Debt/Equity. Debt-to-equity of 7.05 is elevated, increasing financial risk.

Key Dynamics to Monitor

IVR carries more volatility with a beta of 1.72 — expect wider price swings.

IVR is growing revenue faster at 5.6% — sustainability is the question.

AGNCM generates stronger free cash flow (128M), providing more financial flexibility.

Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

IVR scores higher overall (64/100 vs 63/100), backed by strong 84.5% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Invesco Mortgage Capital Inc

REAL ESTATE · REIT - MORTGAGE · USA

Invesco Mortgage Capital Inc. is a real estate investment trust (REIT) that primarily focuses on investing, financing, and managing mortgage-backed securities and other mortgage-related assets. The company is headquartered in Atlanta, Georgia.

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