WallStSmart

PowerFleet, Inc. (AIOT)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 8379% more annual revenue ($38.19B vs $450.45M). SAP leads profitability with a 20.4% profit margin vs -4.2%. AIOT appears more attractively valued with a PEG of 0.76. SAP earns a higher WallStSmart Score of 64/100 (C+).

AIOT

Buy

53

out of 100

Grade: C-

Growth: 6.7Profit: 3.0Value: 6.0Quality: 5.0
Piotroski: 6/9Altman Z: 0.83

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 8.0
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AIOT.

SAPSignificantly Overvalued (-30.1%)

Margin of Safety

-30.1%

Fair Value

$151.01

Current Price

$206.36

$55.35 premium

UndervaluedFair: $151.01Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIOT2 strengths · Avg: 9.0/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

PEG RatioValuation
0.768/10

Growing faster than its price suggests

SAP6 strengths · Avg: 9.0/10
Market CapQuality
$248.28B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Areas to Watch

AIOT4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$395.97M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.7%3/10

Operating margin of 1.7%

Return on EquityProfitability
-3.9%2/10

ROE of -3.9% — below average capital efficiency

SAP3 concerns · Avg: 3.3/10
PEG RatioValuation
1.644/10

Expensive relative to growth rate

P/E RatioValuation
27.8x4/10

Moderate valuation

Price/BookValuation
64.9x2/10

Trading at 64.9x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : AIOT

The strongest argument for AIOT centers on Price/Book, PEG Ratio. PEG of 0.76 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bear Case : AIOT

The primary concerns for AIOT are EPS Growth, Market Cap, Operating Margin.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

AIOT profiles as a turnaround stock while SAP is a mature play — different risk/reward profiles.

AIOT carries more volatility with a beta of 1.39 — expect wider price swings.

SAP is growing revenue faster at 9.4% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (64/100 vs 53/100), backed by strong 20.4% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PowerFleet, Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

PowerFleet, Inc. provides Internet-of-Things solutions in the United States, Israel, and internationally. The company is headquartered in Woodcliff Lake, New Jersey.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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