WallStSmart

Apartment Investment and Management Co (AIV)vsMid-America Apartment Communities Inc (MAA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mid-America Apartment Communities Inc generates 948% more annual revenue ($2.21B vs $210.89M). AIV leads profitability with a 115.5% profit margin vs 20.2%. MAA appears more attractively valued with a PEG of 7.03. MAA earns a higher WallStSmart Score of 52/100 (C-).

AIV

Hold

38

out of 100

Grade: F

Growth: 2.0Profit: 4.5Value: 4.0Quality: 5.0

MAA

Buy

52

out of 100

Grade: C-

Growth: 3.3Profit: 7.0Value: 4.7Quality: 3.3
Piotroski: 2/9Altman Z: 0.78
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AIV.

MAASignificantly Overvalued (-429.3%)

Margin of Safety

-429.3%

Fair Value

$25.70

Current Price

$121.64

$95.94 premium

UndervaluedFair: $25.70Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIV1 strengths · Avg: 10.0/10
Profit MarginProfitability
115.5%10/10

Keeps 116 of every $100 in revenue as profit

MAA3 strengths · Avg: 8.3/10
Profit MarginProfitability
20.2%9/10

Keeps 20 of every $100 in revenue as profit

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
28.4%8/10

Strong operational efficiency at 28.4%

Areas to Watch

AIV4 concerns · Avg: 2.8/10
Price/BookValuation
9.2x4/10

Trading at 9.2x book value

Market CapQuality
$816.91M3/10

Smaller company, higher risk/reward

PEG RatioValuation
839.322/10

Expensive relative to growth rate

Return on EquityProfitability
-30.6%2/10

ROE of -30.6% — below average capital efficiency

MAA4 concerns · Avg: 3.5/10
P/E RatioValuation
32.2x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Return on EquityProfitability
7.6%3/10

ROE of 7.6% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : AIV

The strongest argument for AIV centers on Profit Margin. Profitability is solid with margins at 115.5% and operating margin at -15.7%.

Bull Case : MAA

The strongest argument for MAA centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 20.2% and operating margin at 28.4%.

Bear Case : AIV

The primary concerns for AIV are Price/Book, Market Cap, PEG Ratio.

Bear Case : MAA

The primary concerns for MAA are P/E Ratio, Revenue Growth, Return on Equity.

Key Dynamics to Monitor

AIV profiles as a declining stock while MAA is a value play — different risk/reward profiles.

AIV carries more volatility with a beta of 1.35 — expect wider price swings.

MAA is growing revenue faster at 1.0% — sustainability is the question.

MAA generates stronger free cash flow (159M), providing more financial flexibility.

Bottom Line

MAA scores higher overall (52/100 vs 38/100), backed by strong 20.2% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apartment Investment and Management Co

REAL ESTATE · REIT - RESIDENTIAL · USA

Aimco is a Real Estate Investment Trust focused on property development, redevelopment, and various other value-creating investment strategies targeting the US multi-family market.

Mid-America Apartment Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.

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