Alignment Healthcare LLC (ALHC)vsCentene Corp (CNC)
ALHC
Alignment Healthcare LLC
$12.61
-1.18%
HEALTHCARE · Cap: $2.81B
CNC
Centene Corp
$66.42
+1.56%
HEALTHCARE · Cap: $31.90B
Smart Verdict
WallStSmart Research — data-driven comparison
Centene Corp generates 3839% more annual revenue ($180.30B vs $4.58B). ALHC leads profitability with a 0.9% profit margin vs -2.8%. ALHC earns a higher WallStSmart Score of 60/100 (C).
ALHC
Buy60
out of 100
Grade: C
CNC
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+9.4%
Fair Value
$22.51
Current Price
$12.61
$9.90 discount
Margin of Safety
+84.8%
Fair Value
$265.86
Current Price
$66.42
$199.44 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 31.6% year-over-year
Earnings expanding 142.9% YoY
Reasonable price relative to book value
Growing faster than its price suggests
Generating 4.2B in free cash flow
Areas to Watch
Trading at 9.9x book value
0.9% margin — thin
Operating margin of 3.1%
Elevated debt levels
4.6% revenue growth
Operating margin of 3.8%
ROE of -22.6% — below average capital efficiency
Currently unprofitable
Comparative Analysis Report
WallStSmart ResearchBull Case : ALHC
The strongest argument for ALHC centers on Revenue Growth, EPS Growth. Revenue growth of 31.6% demonstrates continued momentum.
Bull Case : CNC
The strongest argument for CNC centers on Price/Book, PEG Ratio, Free Cash Flow. PEG of 0.81 suggests the stock is reasonably priced for its growth.
Bear Case : ALHC
The primary concerns for ALHC are Price/Book, Profit Margin, Operating Margin. A P/E of 71.3x leaves little room for execution misses. Thin 0.9% margins leave little buffer for downturns.
Bear Case : CNC
The primary concerns for CNC are Revenue Growth, Operating Margin, Return on Equity.
Key Dynamics to Monitor
ALHC profiles as a hypergrowth stock while CNC is a turnaround play — different risk/reward profiles.
ALHC carries more volatility with a beta of 1.11 — expect wider price swings.
ALHC is growing revenue faster at 31.6% — sustainability is the question.
CNC generates stronger free cash flow (4.2B), providing more financial flexibility.
Bottom Line
ALHC scores higher overall (60/100 vs 56/100) and 31.6% revenue growth. CNC offers better value entry with a 84.8% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Alignment Healthcare LLC
HEALTHCARE · HEALTHCARE PLANS · USA
Alignment Healthcare, Inc. provides a consumer-centric platform that provides personalized healthcare to seniors in the United States. The company is headquartered in Orange, California.
Centene Corp
HEALTHCARE · HEALTHCARE PLANS · USA
Centene Corporation is a large publicly traded company and a multi-line managed care enterprise that serves as a major intermediary for both government-sponsored and privately insured health care programs. It is a healthcare insurer that focuses on managed care for uninsured, underinsured, and low-income individuals.
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