The Allstate Corporation (ALL)vsDonegal Group A Inc (DGICA)
ALL
The Allstate Corporation
$221.01
+4.82%
FINANCIAL SERVICES · Cap: $54.18B
DGICA
Donegal Group A Inc
$17.24
+3.11%
FINANCIAL SERVICES · Cap: $638.74M
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 6937% more annual revenue ($68.17B vs $968.84M). ALL leads profitability with a 17.8% profit margin vs 6.8%. DGICA appears more attractively valued with a PEG of 1.38. ALL earns a higher WallStSmart Score of 77/100 (B+).
ALL
Strong Buy77
out of 100
Grade: B+
DGICA
Buy55
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Areas to Watch
Expensive relative to growth rate
3.0% revenue growth
Distress zone — elevated risk
Smaller company, higher risk/reward
6.8% margin — thin
Weak financial health signals
Revenue declined 3.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bull Case : DGICA
The strongest argument for DGICA centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 1.38 suggests the stock is reasonably priced for its growth.
Bear Case : ALL
The primary concerns for ALL are PEG Ratio, Revenue Growth, Altman Z-Score.
Bear Case : DGICA
The primary concerns for DGICA are Market Cap, Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
ALL carries more volatility with a beta of 0.21 — expect wider price swings.
ALL is growing revenue faster at 3.0% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ALL scores higher overall (77/100 vs 55/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Donegal Group A Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Donegal Group Inc., an insurance company, offers personal and commercial property and casualty lines of insurance to businesses and individuals in the Mid-Atlantic, Midwest, New England and southern states. The company is headquartered in Marietta, Pennsylvania.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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