The Allstate Corporation (ALL)vsDonegal Group A Inc (DGICA)
ALL
The Allstate Corporation
$253.71
+0.76%
FINANCIAL SERVICES · Cap: $64.15B
DGICA
Donegal Group A Inc
$19.36
+0.52%
FINANCIAL SERVICES · Cap: $718.63M
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 7182% more annual revenue ($70.14B vs $963.18M). ALL leads profitability with a 19.0% profit margin vs 7.4%. DGICA appears more attractively valued with a PEG of 1.38. ALL earns a higher WallStSmart Score of 82/100 (A-).
ALL
Exceptional Buy82
out of 100
Grade: A-
DGICA
Buy65
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 39 in profit
Earnings expanding 61.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Earnings expanding 30.3% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Smaller company, higher risk/reward
7.4% margin — thin
Weak financial health signals
Revenue declined 2.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.
Bull Case : DGICA
The strongest argument for DGICA centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 1.38 suggests the stock is reasonably priced for its growth.
Bear Case : ALL
The primary concerns for ALL are PEG Ratio, Altman Z-Score.
Bear Case : DGICA
The primary concerns for DGICA are Market Cap, Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
ALL profiles as a mature stock while DGICA is a value play — different risk/reward profiles.
ALL carries more volatility with a beta of 0.15 — expect wider price swings.
ALL is growing revenue faster at 11.8% — sustainability is the question.
ALL generates stronger free cash flow (2.6B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (82/100 vs 65/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Donegal Group A Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Donegal Group Inc., an insurance company, offers personal and commercial property and casualty lines of insurance to businesses and individuals in the Mid-Atlantic, Midwest, New England and southern states. The company is headquartered in Marietta, Pennsylvania.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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