The Allstate Corporation (ALL)vsGlobal Indemnity Group, LLC Class A Common Stock (GBLI)
ALL
The Allstate Corporation
$204.71
-1.25%
FINANCIAL SERVICES · Cap: $53.13B
GBLI
Global Indemnity Group, LLC Class A Common Stock
$27.31
-2.46%
FINANCIAL SERVICES · Cap: $413.88M
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 14931% more annual revenue ($67.68B vs $450.30M). ALL leads profitability with a 15.2% profit margin vs 5.6%. ALL appears more attractively valued with a PEG of 0.45. ALL earns a higher WallStSmart Score of 87/100 (A).
ALL
Exceptional Buy87
out of 100
Grade: A
GBLI
Buy54
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+88.5%
Fair Value
$1781.21
Current Price
$204.71
$1576.50 discount
Margin of Safety
-135.3%
Fair Value
$11.90
Current Price
$27.31
$15.41 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 40 in profit
Earnings expanding 103.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
ROE of 3.6% — below average capital efficiency
5.6% margin — thin
Earnings declined 30.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 15.2% and operating margin at 29.0%. PEG of 0.45 suggests the stock is reasonably priced for its growth.
Bull Case : GBLI
The strongest argument for GBLI centers on Price/Book, PEG Ratio, P/E Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.
Bear Case : ALL
No major red flags identified for ALL, but monitor valuation.
Bear Case : GBLI
The primary concerns for GBLI are Market Cap, Return on Equity, Profit Margin.
Key Dynamics to Monitor
ALL profiles as a mature stock while GBLI is a value play — different risk/reward profiles.
GBLI carries more volatility with a beta of 0.40 — expect wider price swings.
GBLI is growing revenue faster at 7.9% — sustainability is the question.
ALL generates stronger free cash flow (2.9B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (87/100 vs 54/100), backed by strong 15.2% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Global Indemnity Group, LLC Class A Common Stock
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Global Indemnity Group, LLC, offers special property and casualty insurance and coverage for individual policyholders in the United States; and reinsurance products worldwide. The company is headquartered in Bala Cynwyd, Pennsylvania.
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