The Allstate Corporation (ALL)vsHagerty Inc (HGTY)
ALL
The Allstate Corporation
$213.15
-0.24%
FINANCIAL SERVICES · Cap: $54.87B
HGTY
Hagerty Inc
$10.06
-2.33%
FINANCIAL SERVICES · Cap: $3.46B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 4581% more annual revenue ($68.17B vs $1.46B). ALL leads profitability with a 17.8% profit margin vs 2.9%. HGTY appears more attractively valued with a PEG of 0.23. ALL earns a higher WallStSmart Score of 77/100 (B+).
ALL
Strong Buy77
out of 100
Grade: B+
HGTY
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 45 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Growing faster than its price suggests
Earnings expanding 410.3% YoY
Every $100 of equity generates 21 in profit
16.5% revenue growth
Areas to Watch
3.0% revenue growth
Expensive relative to growth rate
2.9% margin — thin
Premium valuation, high expectations priced in
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bull Case : HGTY
The strongest argument for HGTY centers on PEG Ratio, EPS Growth, Return on Equity. Revenue growth of 16.5% demonstrates continued momentum. PEG of 0.23 suggests the stock is reasonably priced for its growth.
Bear Case : ALL
The primary concerns for ALL are Revenue Growth, PEG Ratio.
Bear Case : HGTY
The primary concerns for HGTY are Profit Margin, P/E Ratio, Altman Z-Score. A P/E of 42.0x leaves little room for execution misses. Thin 2.9% margins leave little buffer for downturns.
Key Dynamics to Monitor
ALL profiles as a value stock while HGTY is a growth play — different risk/reward profiles.
HGTY carries more volatility with a beta of 0.83 — expect wider price swings.
HGTY is growing revenue faster at 16.5% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (77/100 vs 68/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Hagerty Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Hagerty Inc. is a premier specialty insurance provider tailored to the automotive enthusiast sector, focusing on vintage cars, motorcycles, and collectible vehicles. The company employs a unique subscription-based model that not only offers comprehensive insurance solutions but also engages a passionate community through events and digital platforms. With its extensive expertise in the collector car market, Hagerty has diversified its offerings to include valuation tools and investment opportunities, bolstering its competitive edge. As the demand for classic car ownership escalates, Hagerty's innovative strategies and strong brand loyalty position it favorably for sustained growth in the dynamic automotive collectibles space.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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