The Allstate Corporation (ALL)vsHagerty Inc (HGTY)
ALL
The Allstate Corporation
$225.66
-1.67%
FINANCIAL SERVICES · Cap: $64.15B
HGTY
Hagerty Inc
$13.70
+1.11%
FINANCIAL SERVICES · Cap: $4.79B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 4855% more annual revenue ($70.14B vs $1.42B). ALL leads profitability with a 19.0% profit margin vs 1.3%. HGTY appears more attractively valued with a PEG of 0.26. ALL earns a higher WallStSmart Score of 82/100 (A-).
ALL
Exceptional Buy82
out of 100
Grade: A-
HGTY
Buy54
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 39 in profit
Earnings expanding 61.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Growing faster than its price suggests
Earnings expanding 410.3% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
1.3% margin — thin
Premium valuation, high expectations priced in
Revenue declined 6.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.
Bull Case : HGTY
The strongest argument for HGTY centers on PEG Ratio, EPS Growth. PEG of 0.26 suggests the stock is reasonably priced for its growth.
Bear Case : ALL
The primary concerns for ALL are PEG Ratio, Altman Z-Score.
Bear Case : HGTY
The primary concerns for HGTY are Profit Margin, P/E Ratio, Revenue Growth. A P/E of 107.2x leaves little room for execution misses. Thin 1.3% margins leave little buffer for downturns.
Key Dynamics to Monitor
ALL profiles as a mature stock while HGTY is a value play — different risk/reward profiles.
HGTY carries more volatility with a beta of 0.81 — expect wider price swings.
ALL is growing revenue faster at 11.8% — sustainability is the question.
ALL generates stronger free cash flow (2.6B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (82/100 vs 54/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Hagerty Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Hagerty Inc. is a leading specialty insurance provider focused on the automotive enthusiast market, offering bespoke coverage for vintage cars, motorcycles, and collectible vehicles. Utilizing a subscription-based model, Hagerty has established a reliable revenue stream while fostering a vibrant community through exclusive events and digital engagement. The company enhances its competitive edge by diversifying its offerings to include vehicle valuation tools and investment resources. As interest in classic car ownership rises, Hagerty's innovative strategies and customer-centric approach uniquely position it for sustained growth within the expanding automotive collectibles sector.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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