The Allstate Corporation (ALL)vsSafety Insurance Group Inc (SAFT)
ALL
The Allstate Corporation
$242.86
-2.79%
FINANCIAL SERVICES · Cap: $64.15B
SAFT
Safety Insurance Group Inc
$103.60
-0.04%
FINANCIAL SERVICES · Cap: $1.52B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 5353% more annual revenue ($70.14B vs $1.29B). ALL leads profitability with a 19.0% profit margin vs 5.3%. SAFT appears more attractively valued with a PEG of 0.95. ALL earns a higher WallStSmart Score of 82/100 (A-).
ALL
Exceptional Buy82
out of 100
Grade: A-
SAFT
Buy62
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 39 in profit
Earnings expanding 61.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Reasonable price relative to book value
Earnings expanding 21.0% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
3.0% revenue growth
Smaller company, higher risk/reward
ROE of 7.4% — below average capital efficiency
5.3% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.
Bull Case : SAFT
The strongest argument for SAFT centers on Debt/Equity, PEG Ratio, Price/Book. PEG of 0.95 suggests the stock is reasonably priced for its growth.
Bear Case : ALL
The primary concerns for ALL are PEG Ratio, Altman Z-Score.
Bear Case : SAFT
The primary concerns for SAFT are Revenue Growth, Market Cap, Return on Equity.
Key Dynamics to Monitor
ALL profiles as a mature stock while SAFT is a value play — different risk/reward profiles.
SAFT carries more volatility with a beta of 0.17 — expect wider price swings.
ALL is growing revenue faster at 11.8% — sustainability is the question.
ALL generates stronger free cash flow (2.6B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (82/100 vs 62/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Safety Insurance Group Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Safety Insurance Group, Inc. offers private passenger and commercial auto and homeowners insurance in the United States. The company is headquartered in Boston, Massachusetts.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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